“Use of the DOL Money Platform/ DOL Money Services for All registered Customers, Franchise Partners, Partners, Agents, Connectors, Retailers, Retail Points, Referrals & other Sub-Agents.”
Please read the following terms and conditions carefully before registering on, accessing, browsing, downloading or using the Dolmoney website located at dolmoney.in , and all associated sites linked to dolmoney.in, or dealsofloan.com or any similar platform (hereinafter collectively, the DOL Money run by Exuberant Systems Private Limited, having its registered & Headquartered office at 7th Floor Mayfair Tower, Wakdewadi, Shivaji Nagar, Pune – 411005 (hereinafter collectively, Dealsofloan or DOL Money ) on any device and/or before availing any services offered by DOLMoney on the Dealsofloan/DOLMONEY Platform which may include services such as subscription, recharge or bill payment, digital products, wallet service, aggregator service, Lending Service or any other service that may be offered by DOLMONEY on the Dealsofloan/DOLMONEY Platform (hereinafter individually, and collectively, the DOLMONEY Services). For the avoidance of doubt, it is clarified that these terms and conditions shall apply to all DOLMONEY Services, whether offered by Exuberant Systems Pvt Ltd or its group companies or its affiliates.
By registering on, accessing, browsing, downloading or using the DOLMONEY Platform for any general purpose or for the specific purpose of availing any DOLMONEY Service, You agree to be bound by the single-login- based on registered Mobile OTP, terms and conditions set forth below as well as by the service-specific terms and conditions applicable to each DOLMONEY Service (hereinafter collectively, the T&Cs). These T&Cs shall also include any additional or modified terms and conditions or any additional or modified service-specific terms and conditions in relation to any DOLMONEY Service or any future service that may be offered by DOLMONEY on the DOLMONEY/DEALSOFLOAN Platform. By registering on, accessing, browsing, downloading or using (as applicable) the DOLMONEY Platform or availing any DOLMONEY Service, You automatically and immediately agree to all the T&Cs. If at any time You do not accept or agree with any of the T&Cs or do not wish to be bound by the T&Cs, You may not access, browse or use the DOLMONEY Platform and immediately terminate Your availing the DOLMONEY Services. Accepting or agreeing to the T&Cs will constitute a legal contract (hereinafter Agreement) between You, being at least 18 years of age and an individual user of the DOLMoney Platform or a customer or beneficiary or Franchise Partner or agent of the DOLMONEY Services, and DOLMONEY. All services are rendered by DOLMONEY through the DOLMONEY Platform under the brand name “DOLMONEY” “DEALSOFLOAN” “CREDIZY” (or any derivatives or variations thereof). Consequently, all the rights, benefits, liabilities and obligations under the T&Cs shall, as the case may be, accrue to the benefit of, or incurred by, DOLMONEY, regarding Your use of DOLMONEY’s digital services (which includes but may not be limited to Loans, Credit Cards, Investments, Insurance, Franchise sale, Account opening, ONDC, Credit Report, Payment QR, Sound Box, Subscriptions, bill payment, booking railway tickets, bus tickets, hotel rooms or flight tickets), the aggregator or FLDG loan service or any such other services which may be added on the DOLMONEY Platform and which will henceforth be a DOLMONEY Service, from time to time. The DOLMONEY Services shall be used by You subject to Your adherence with the T&Cs. As long as You accept and comply with these T&Cs, DOLMONEY grants You a personal, non-exclusive, non-transferable, limited, revocable privilege to enter and use the DOLMONEY Platform and/or avail the DOLMONEY Services.
The DOLMONEY Services are not available to persons under the age of 18 with or to anyone previously suspended or removed by DOLMONEY/ DEALSOFLOAN from availing the DOLMONEY Services or accessing the DOLMONEY Platform. By accepting the T&Cs or by otherwise using the DOLMONEY Services on the DOLMONEY Platform, You represent that You are at least 18 years of age and have not been previously suspended or removed by DOLMONEY/ DEALSOFLOAN, or disqualified for any other reason, from availing the DOLMONEY Services or using the DOLMONEY Platform. In addition, You represent and warrant that You have the right, authority and capacity to enter into this Agreement and to abide by all the T&Cs as part of this Agreement. Finally, You shall not impersonate any person or entity, or falsely state or otherwise misrepresent Your identity, age or affiliation with any person or entity. Finally, in the event of any violation of the T&Cs, DOLMONEY reserves the right to suspend or permanently prevent You from availing DOLMONEY/DEALSOFLOAN Services or using the DOLMONEY Platform.
By accepting the T&Cs, You accept the following:
You understand that except for information, products or services clearly indicated as being supplied by DOLMONEY/DEALSOFLOAN, we do not operate, control, or endorse any information, products or services on the Internet in any way. You also understand that DOLMONEY cannot and does not guarantee or warrant that files available for download through the DOLMONEY/DEALSOFLOAN Platform will be free of viruses, worms or other code that may be damaging. You are responsible for implementing procedures to satisfy Your particular requirements of Internet security and for accuracy of data input and output.
By accessing or using the DOLMONEY Platform or by availing DOL Services, You agree not to:
You agree that DOLMONEY, in its sole discretion, for any or no reason, and without penalty, may suspend or terminate Your account (or any part thereof) or Your use of the DOLMONEY Services/DOLMONEY Platform and remove and discard on the DOLMONEY Platform all or any part of Your account, Your user profile, or Your recipient profile, including Your full account, at any time. DOLMONEY may also in its sole discretion and at any time discontinue providing access to the DOLMONEY Services, or any part thereof, with or without notice. You agree that any termination of Your access to the DOLMONEY Services/DOLMONEY Platform or any account You may have or portion thereof may be effected without prior notice, and You agree that DOLMONEY will not be liable to You or any third party for any such termination or interruption. Any suspected fraudulent, abusive or illegal activity may be referred to appropriate law enforcement authorities. These remedies are in addition to any other remedies DOLMONEY may have at law or in equity. Upon termination for any reason, You agree to immediately stop using the DOLMONEY Services/DOLMONEY Platform.
In no event, DOLMONEY or its contractors, licensors, Lending partners or suppliers will be liable to You for any special, indirect, incidental, consequential, punitive, reliance, or exemplary damages (including without limitation lost business opportunities, lost revenues, or loss of anticipated profits or any other pecuniary or non-pecuniary loss or damage of any nature whatsoever) arising out of or relating to: (i) this Agreement; (ii) the DOLMONEY Services, the DOLMONEY Platform or any reference site/app/platform/service; or (iii) Your use or inability to use the DOLMONEY Services, the DOLMONEY Platform (including any and all materials) or any reference sites/app/platform/service, even if DOLMONEY or a DOLMONEY authorised representative has been advised of the possibility of such damages. In no event, DOLMONEY/Exuberant Systems Pvt Ltd, directors, employees, will be liable to You for any damages, liabilities, losses, and causes of action arising out of or relating to: (i) this Agreement; (ii) the DOLMONEY Services, the DOLMONEY Platform or any reference site/app/platform/service; or (iii) Your use or inability to use the DOLMONEY services, the DOLMONEY Platform (including any and all materials) or any reference sites/app/platform/service; or (iv) any other interactions with DOLMONEY, however caused and whether arising in contract, tort including negligence, warranty or otherwise, beyond or in excess of the amount paid by You, if any, for using the portion of the DOLMONEY Service or the DOLMONEY Platform giving rise to the cause of action, or beyond or in excess Rs. 1,000, whichever is less. You acknowledge and agree that DOLMONEY has offered its products and services, set its prices, and entered into this Agreement in reliance upon the warranty disclaimers and the limitations of liability set forth herein, that the warranty disclaimers and the limitations of liability set forth herein reflect a reasonable and fair allocation of risk between You and DOLMONEY, and that the warranty disclaimers and the limitations of liability set forth herein form an essential basis of the bargain between You and DOLMONEY. DOLMONEY would not be able to provide the services to You on an economically reasonable basis without these limitations. Applicable law may not completely allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitations or exclusions will apply to You subject to applicable law. In such cases, DOLMONEY’s liability will be limited to the fullest extent permitted by applicable law. This paragraph shall survive the termination of this Agreement.
You agree to indemnify, save, and hold DOLMONEY, its affiliates, employees, officers, directors and partners harmless from any and all claims, losses, damages, and liabilities, costs and expenses, including without limitation legal fees and expenses, arising out of or related to: (i) Your use or misuse of the DOLMONEY Services or of the DOLMONEY Platform; (ii) any violation by You of this Agreement or (iii) any breach of the representations, warranties, and covenants made by You herein. DOLMONEY reserves the right, at Your expense, to assume the exclusive defense and control of any matter for which You are required to indemnify DOLMONEY, including rights to settle, and You agree to cooperate with DOLMONEY’s defense and settlement of these claims. DOLMONEY will use reasonable efforts to notify You of any claim, action, or proceeding brought by a third party that is subject to the foregoing indemnification upon becoming aware of it. This paragraph shall survive termination of this Agreement.
To the fullest extent permissible pursuant to applicable law, DOLMONEY and its third-party partners disclaim all warranties or guarantees – whether statutory, express or implied – including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary rights. No advice or information, whether oral or written, obtained by You from DOLMONEY or through the DOLMONEY Services or the DOLMONEY Platform will create any warranty or guarantee other than those expressly stated herein. For the purposes of this Disclaimer, You expressly acknowledge that as used in this section, the term “DOLMONEY” includes DOLMONEY’s officers, directors, employees. You acknowledge that DOLMONEY is a service provider of various products & services and is not liable for any third party obligations due to rates, quality and all other instances, whether to any such companies’ subscribers or otherwise. You expressly agree that use of the DOLMONEY Services on the DOLMONEY Platform is at Your sole risk. It is Your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information provided through the site or on the Internet generally. DOLMONEY does not warrant that the DOLMONEY Services will be uninterrupted or error-free or that defects in the site will be corrected. The DOLMONEY Services and the DOLMONEY Platform and any data, information, third party software, reference sites, services, or software made available in conjunction with or through the services and the site are provided on an “as is” and “as available,” “with all faults” basis and without warranties or representations of any kind either express or implied. DOLMONEY, and its partners do not warrant that the data, DOLMONEY software, functions, or any other information offered on or through the DOLMONEY Services/DOLMONEY Platform or any reference sites/platforms/apps/services will be uninterrupted, or free of errors, viruses or other harmful components and do not warrant that any of the foregoing will be corrected. DOLMONEY and its licensors, and partners do not warrant or make any representations regarding the use or the results of the use of the DOLMONEY Services/DOLMONEY Platform or any reference sites/platforms/apps/services in terms of correctness, accuracy, reliability, or otherwise. You understand and agree that You use, access, download, or otherwise obtain information, materials, or data through the DOLMONEY Services/DOLMONEY Platform or any reference sites/platforms/apps/services at Your own discretion and risk and that You will be solely responsible for any damage to Your property (including Your computer system and mobile device or any other equipment) or loss of data that results from the download or use of such material or data. We do not authorize anyone to make any warranty on our behalf and You should not rely on any such statement. This paragraph shall survive termination of this Agreement. In no event will DOLMONEY be liable for any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the DOLMONEY Platform.
The DOLMONEY Services and the DOLMONEY Platform are owned and operated by DOLMONEY. The visual interfaces, graphics, design, compilation, information, computer code (including source code and object code), products, software, services, and all other elements of the DOLMONEY Services and the DOLMONEY Platform provided by DOLMONEY (hereafter Materials) are protected by Indian copyright, trade dress, patent, and trademark laws, international conventions, and all other relevant intellectual property and proprietary rights, and applicable laws. As between You and DOLMONEY, all Materials, trademarks, service marks, and trade names contained on the DOLMONEY Platform are the property of DOLMONEY. You agree not to remove, obscure, or alter DOLMONEY or any third party’s copyright, patent, trademark, or other proprietary rights notices affixed to or contained within or accessed in conjunction with or through the DOLMONEY Services/DOLMONEY Platform. Except as expressly authorized by DOLMONEY, You agree not to sell, license, distribute, copy, modify, publicly perform or display, transmit, publish, edit, adapt, create derivative works from, or otherwise make unauthorised use of the Materials. DOLMONEY reserves all rights not expressly granted in this Agreement. If You have comments regarding the DOLMONEY Services and/or the DOLMONEY Platform or ideas on how to improve it, please contact customer service. Please note that by doing so, You hereby irrevocably assign to DOLMONEY, and shall assign to DOLMONEY, all rights, title and interests in and to all ideas and suggestions and any and all worldwide intellectual property rights associated therewith. You agree to perform such acts and execute such documents as may be reasonably necessary to perfect the foregoing rights.
DOLMONEY reserves the right to change, modify, add, or remove portions of this Agreement (each, a change and collectively, changes) at any time by posting notification on the DOLMONEY Platform or otherwise communicating the notification to You. The changes will become effective, and shall be deemed accepted by You, 24 hours after the initial posting and shall apply immediately on a going-forward basis with respect to Your use of the DOLMONEY Platform, availing the DOLMONEY Services or for payment transactions initiated after the posting date. If You do not agree with any such change, Your sole and exclusive remedy is to terminate Your use of the DOLMONEY Services/DOLMONEY Platform. For certain changes, DOLMONEY may be required under applicable law to give You advance notice, and DOLMONEY will comply with such requirements.Your continued use of the DOLMONEY Platform following the posting of changes will mean that You accept and agree to the changes.
DOLMONEY may provide You with notices and communications by e-mail, SMS, push notifications, regular mail or postings on the DOLMONEY Platform or by any other reasonable means. Except as otherwise set forth herein, notice to DOLMONEY must be sent by courier or registered mail to Exuberant Systems Pvt Ltd., 7th Floor, Mayfair Tower, Tower 2, Wakdewadi Shivaji Nagar, Pune - 411005, India.
The failure of DOLMONEY to exercise or enforce any right or provision of this Agreement will not constitute a waiver of such right or provision. Any waiver of any provision of this Agreement will be effective only if in writing and signed by DOLMONEY.
If any dispute, controversy or claim arises under this Agreement or in relation to any DOLMONEY Service or the DOLMONEY Platform, including any question regarding the existence, validity or termination of this Agreement or T&Cs (hereinafter Dispute), the parties shall use all reasonable endeavours to resolve such Dispute amicably. If the parties are unable to resolve the Dispute amicably within 30 days of the notice of such Dispute, DOLMONEY may elect to resolve any Dispute by a binding arbitration in accordance with the provisions of the Indian Arbitration & Conciliation Act, 1996 (hereinafterAct). Such Dispute shall be arbitrated on an individual basis and shall not be consolidated in any arbitration with any claim or controversy of any other party. The Dispute shall be resolved by a sole arbitrator, appointed in accordance with the Act. The seat of the arbitration shall be Pune and the language of this arbitration shall be English. Either You or DOLMONEY may seek any interim or preliminary relief from a court of competent jurisdiction in Pune necessary to protect the rights or the property belonging to You or DOLMONEY (or any of our agents, suppliers, and subcontractors), pending the completion of arbitration. Any arbitration shall be confidential, and neither You nor DOLMONEY may disclose the existence, content or results of any arbitration, except as may be required by law or for purposes of enforcing the arbitration award. All administrative fees and expenses of arbitration will be divided equally between You and DOLMONEY. In all arbitrations, each party will bear the expense of its own lawyers and preparation. This paragraph shall survive termination of this Agreement.
Subject to the Dispute Resolution section above, You agree that any claim or dispute You may have against DOLMONEY must be resolved by a court having jurisdiction in Pune, India. You agree to submit to the personal jurisdiction of the courts located within Pune, India, for the purpose of litigating all such claims or disputes. This Agreement shall be governed by Indian law. This paragraph shall survive termination of this Agreement.
If any provision of this Agreement is held to be unlawful, void, invalid or otherwise unenforceable, then that provision will be limited or eliminated from this Agreement to the minimum extent required, and the remaining provisions will remain valid and enforceable.
Upon termination of this Agreement, any provision which, by its nature or express terms should survive, will survive such termination or expiration as applied to transfers and relationships prior to such termination or expiration.
The heading references herein are for convenience purposes only and they do not constitute a part of these T&Cs and will not be deemed to limit or affect any of the provisions hereof.
This Agreement is the entire agreement between You and DOLMONEY relating to the subject matter hereof and this Agreement will not be modified except by a change to this Agreement made by DOLMONEY in accordance with the terms of this Agreement.
Please read the following terms and conditions carefully before registering on, accessing, browsing, downloading or using the DOLMONEY website located at dolmoney.in, and all associated sites linked to dolmoney.in, or the DOLMONEY mobile application or any similar platform (hereinafter collectively, the DOLMONEY Platform) run by Exuberant Systems Pvt Ltd, having its registered office at Seventh Floor Mayfair Tower, Wakdewadi, Shivaji Nagar, Pune – 411005 (hereinafter collectively, Exuberant Systems Pvt Ltd or DOLMONEY or Dealsofloan) on any device and/or before availing any travel, recharge or bill payment or digital products related services offered by DOLMONEY on the DOLMONEY Platform (hereinafter, individually DOLMONEY Digital Service and collectively, the DOLMONEY Digital Services).
The DOLMONEY Digital Services are not available to persons under the age of 18 or to anyone previously suspended or removed by DOLMONEY from availing the DOLMONEY Digital Services or accessing the DOLMONEY Platform. By accepting the T&Cs or by otherwise using the DOLMONEY Digital Services on the DOLMONEY Platform, You represent that You are at least 18 years of age and have not been previously suspended or removed by DOLMONEY, or disqualified for any other reason, from availing the DOLMONEY Bill Payment and Digital Goods Services or using the DOLMONEY Platform. In addition, You represent and warrant that You have the right, authority and capacity to enter into this Agreement and to abide by all the T&Cs as part of this Agreement. Finally, You shall not impersonate any person or entity, or falsely state or otherwise misrepresent Your identity, age or affiliation with any person or entity. Finally, in the event of any violation of the T&Cs, DOLMONEY reserves the right to suspend or permanently prevent You from availing DOLMONEY Digital Services or using the DOLMONEY Platform.
